Sandy Waters

seven figures

Stop Working Scared instead start 'Bossing Up' with Norma Holland

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive...
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3 Lessons I Learned After My Divorce with Sheila Kennedy

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between a Mutual Fund and an ETF...
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How to Become a Millionaire on a Teacher's Salary with Mark Schug

Today on the show: We hear the headlines about Negative Interest Rates…What does that mean? Is it a real possibility? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Becoming a millionaire on a teacher’s...
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The psychology behind saving and spending with Dr Sarah Fallaw

Today on the show... Term or Whole life insurance? Which one is better for your family? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, What’s the psychology behind spending vs saving. Are some people just "...
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seven figures

The housing market is HOT right now! Advice for buyers with Rachel Wexler and Rich Short

Today on the show... We break down the difference between a Home Equity Line of Credit and a Home Equity Loan in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, The biggest surprises that catch most people off guard when...
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Getting them to say Yes and opening up new opportunities for yourself with Sheila Kennedy

Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put...
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Important step to paying off debt is knowing your Survival Number with Jully Alma Taveras "Investing Latina"

Today on the show: Interest rate vs APR what’s the difference? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management The pandemic has taught us a lot about ourselves. Most importantly, it’s taught us a lot about our...
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Healing financially and emotionally after losing a spouse with Kimberly Holmes-Iverson

Today on the show: Can you easily explain what an IRA is? If you can’t, you’re not alone. We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Our guest today has the most uplifting and positive way about her...
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Taking Risks to Make Money with Salena Ozzimo

Today on the show: We start with "No Dumb Questions" Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Weatlh Management explains the right way to calculate your Net Worth and why it's so important to know your number. Our guest interview today is Salena Ozzimo, owner of Goods...
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Top 3 Things to Know When Starting a Business with Mona Ockenden

One thing that may be holding you back from feeling confident about your money is fear… and a little bit of embarrassment to speak up and admit that you don’t fully understand what's going on. This is YOUR money. You deserve to know what’s going on with it. That’s why we start the show with “No...
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